No, a NCB can only be used on one vehicle at a time. However, an "introductory discount" if you are claim free, could be given.
Yes, we would require a 35% deposit, then the remainder of the balance can be paid in either 6 or 8 instalments. Interest will be added to the overall balance, this is usually calculated at an additional 8%.
No, this is a specialist motor insurance.
Apart from the proposal form, we will need a copy of your Competition Licence / Clubcard, a copy of your MSA Log book and pictures of the insured vehicle. We should also draw your attention to the need to full disclosure of all material facts.
This is cover specifically in relation to your personal motorsport activities. Competition cars are covered while driving between stages also but actual "competitive" driving is excluded - as with all motor policies.
In order to gain NCB entitlement, the insurance policy needs to be in your name. However, providing you have been claim free as the named driver, we can offer introductory discounts.
Yes, we need to know about any modifications to the vehicle. This may affect the premium depending on the level of modifications. Make sure that all alterations to the vehicle are advised to us so that we can arrange that you are fully covered.
The policy will usually become operative at the time that the first payment or deposit is paid. Cover can be started a few days in advance but under no circumstances can insurance cover be backdated.
It is always important to tell your insurer of any incident the insured vehicle is involved in, so that your file is always fully updated, even if no claim is to be made.
Yes. If you decide to take out a policy with us, you'll need to provide evidence of your NCB, which must have been earned on a private car insurance policy.
Please note that we can ONLY accept original documents from UK insurers relating to a NCB which has been earned on a private car insurance policy.
Uninsured losses are costs for which you are responsible. Examples are, the policy excess, the cost of a hire car and any medical expenses you may incur.
No. The information you have provided to us will only be held by us and the insurers we use for the purpose of the policy (ies) of insurancesyou arrange through ourselves. We will NOT send any of your details to "carefully selected organizations" since we respect the fact it is really rustrating receiving unsolicited mail. We may use your details to contact you further should we have news of insurance products or changes to your policy, but this will be on the basis of "sharing information" not advertising or promotion. This information we reserve to publicise through MORIS News on the home page of our website.
You have the right to ask for a copy of the information held by us in our records but we may ask you to pay a small fee. You also have the right to ask us to correct any inaccuracies in your information by writing to us. If you want to know more about our use of your personal information, this should also be done in writing to the above address.