Motorsport UK Licence Holders Personal Accident

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Product Information

  • Death (up to £250,000).
  • Total Disability (up to £250,000).
  • Permanent Partial Disability (Table of benefits).
  • Temporary Total Disablement (Loss of Weekly Income up to £2,500 per week).
  • Medical Expenses (outside of UK up to £100,000).
  • For our online service you must be between the ages of 8 years and 64. If you are outside these ages and competing please call us.
  • You need to be a resident in the United Kindom.
  • Cover is for licensed motorsport competitors and track day participants engaging in events operated under permit / licence issued by any of the governing bodies (1) Motorsport UK, (2) ACU (Auto Cycle Union), (3) AMCA (Amateur Motor Cycle Association), (4) ATDO (Association of Track Day Organisers) or any European equivalent of these governing bodies.
  • Expiry Date. All policies expire 31st December in line with competition licences.
  • Accidents are covered only during the course of motorsport / track day activities.
  • Any cover for illness.
  • Pre-existing conditions.
  • Accidents that may occur outside of your motorsport / track day activities.
  • Emergency Medical and Repatriation expenses for event outside of UK (Excluding illness).
  • Travel to and from events in the UK and / or Europe.

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Your Quote

Your Competition Licence

Your Competition Activities

Club not listed? please call us on 0203 427 5960.

Level of Cover required (all cover excludes illness)

Benefits Important Notes Sums Insured
1. Death: This is following an accident and excludes illness. The death sum insured for persons under age 16 is £2,500
2. Total Disability: Total Disability benefits if you suffer loss of sight, loss of a limb or Permanent Total Disablement that prevents you from performing a number of basic living activities. Policy Wording.
3. Permanent Partial Disability: This is a sliding scale depending on the degree of permanent disability you suffer. Description of Benefits.
4. Temporary Total Disablement: Providing you are in gainful employment, should you be unable to work due to an accident you can insure for loss of income with a weekly cash sum for up to 60% of your gross income. This benefit is starts after 28 days and continues for up to 52 weeks of disability.
5. Medical and Additional Expenses: Travel medical, additional accommodation and repatriation expenses while competing, practising, testing or taking part in track day events in Europe. You pay the first £250 of each claim.
  State how many events outside UK:
6. Travel to and from Do you wish to included cover whist travelling to and from competition or track day events in the UK and Europe?

Accident History


NOTE - your cover excludes pre-existing conditions
NOTE - All cover expires 31st December

Statement About your health

  • I am currently free of injury or discomfort.
  • I have not been ill, under medical supervision or taken medication (other than for minor illnesses such as colds, flu etc, elevated cholesterol and hypertension provided the condition has been stable with no change in medication) during the last 12 months.
  • I have no reason to think that I/we may need to undergo medical supervision or a surgical operation in the next 12 months.
  • In respect of Competitive Motorsport I have passed any necessary medical examinations necessary for a competition licence.

If not please call us.

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